Posts Tagged ‘recommendation’
There are many factors we take into account when choosing a home, but one of the primary, which incidentally do not usually consider is the possibility that in future there annoying noises that we do not allow adequate rest in our home. In this case, both the environment or neighborhood where the building is located, as the situation of the very elements of housing, may contain elements of risk we have to study acoustic calmly before launching into a transaction as binding as is the purchase of housing.
Noise
The first thing that always comes to mind when we talk about annoying noises are classic bars that stay open until the wee hours of the morning prevented our sleep, or the bars or restaurants that have terraces on the outside and remain under our windows. However, there are also businesses that we should run away and stop having them as neighbors. This applies to businesses that have old sliding doors, the bread bakeries often working in the early hours of the day, or businesses that require installation of hot / cold as butchers or fishmongers. And most recently, those premises are used as new Apostolic Churches and religions so given to ceremonies with singing. Of course, we must also avoid living in the vicinity of car parks by the continual entry and exit of vehicles, and therefore has to be borne noise.
But if this is the environment of the building, we must also look at the situation of our house and the items which may affect the silence inside the house.
Thus, it is often convenient to buy homes in the first floors to be more noisy than those of higher plants by the mere fact of being located, in most cases, commercial premises. The last plant, in turn, may encounter the problem of noise of the machinery of the building itself, such as the room elevators, so we must rely on the planes where they are elements. So is the water pressure groups that often raise the level of noise in the vicinity of its facilities, as well as the downspout pipe. Can you imagine the hassle that would mean that one of the downspouts go through the wall of one of the bedrooms? Can you imagine every time the upstairs neighbor pull the tank?
Another element to consider is the situation of the bedrooms, as this will be our special place of rest. Generally, it is best that the bedrooms do not give into the street, especially if it has a high traffic dde. In the case of housing estates it is best to look to the gardens, but on the other hand, we would caution people not to fall near the tennis court or pool, because children generally tend to raise much noise.
As you will see many details that must be taken into account when, not only to choose the neighborhood, but also housing within the building (ground and location), but given the price we pay, we must be sure that allow us to choose our rest. And if what it is to buy a resale property, no better proof than a few minutes shut yourselves up in one of the bedrooms and listen carefully to the different sounds. what you hear, multiplication day because if you are upset, imagine how can be at night.
Housing accounts are one of the most profitable banking products that we buy when we buy the security within a relatively short housing. Profitability not only due to its interest rate, but mainly to the possibility of tax deduction that we can apply the total amount contributed to it throughout the year.
Account Housing
The deduction reaches 15% of money put into the fiscal year to the housing account, in case they are diverted to buy the first home and with an annual limit of 9,015 euros. That is, the maximum amount that can be deducted each year from EUR 1352.28. But these accounts must meet housing two basic requirements to be considered as such:
- What are separate accounts and not linked to any other type of bank taxation.
- Not counted if part or the total amount contributed is dedicated to a different purpose than the acquisition of the main dwelling.
These accounts must appear explicitly in the statement of Finance, and is valid only one account per taxpayer. Also lose the right to deduct the following cases:
- In the event that the sums intended for a purpose other than that provided for housing accounts
- For 4 years have elapsed from the signing of the housing account. The total quantity must be entered before the deadline for the acquisition or rehabilitation of residence. Amounts not provided for in this period are not entitled to deduction, unless the housing is under construction.
- In the event that the home purchased is not used as main residence
- Failure to fully identify the account, indicating the number and the bank