Archive for the ‘Land’ Category
If the goal is to sell one and stand out from the rest of the competition must act with originality. And more in times of crisis. These are some original ideas to promote housing market.
Want to try?
Many times after you buy something finished repenting of it to verify that the product or service was not what we expected. On the topic of housing occurs equally. When you go to a home visit will be in it a few minutes but how will the building and its surroundings for the day? Now everyone can know because a Catalan company allows potential buyers to spend 36 hours at home to test it and decide if they choose to auction where they can acquire it.
If you can test a car, why not a house?
This is what the company argues, if anyone can test a car or a television before deciding whether to buy the product or not, why not do the same with a house?
And how are the neighbors?
The proposal by the company enable stakeholders to see if housing is well soundproofed, if the area is nice and peaceful or if the neighbors are so “dangerous” as the series “No one can live here.”
Housing lots are drawn
A home as the ultimate prize of a raffle. This is what happens in Austria, where it is perfectly legal to circumvent a home. And that is what has made Stanislau Koguj, who decided to circumvent their home because it considered too big for him. It has sold over ten thousand tickets at a price of 99 euros each. The fortunate can enjoy a home of almost 1,400 square meters and has facilities such as greenhouse, pool or Jacuzzi.
Gift, another house
The 2 × 1 has also come to the real estate world, or at least, the Hall of the Mediterranean where the real estate development companies joined together to offer potential customers an offer they say is a bargain. Buying a luxury semidetached 780,000 euros in Malaga receives a gift that is nothing more and nothing less than another one-bedroom apartment in golf Velez.
Unity is strength
A group of people always make more pressure than one. For that reason a company dedicated to Asturian bringing together all those who are looking to buy a flat to let in all form a united group and exert joint pressure on developers in order to lower their prices.
Rake
Americans are typically given to all those razors that sell items they no longer want. Rake fever has come slowly to our country. An estate called earlier this year rake in more than 500 homes with up to 50% off your final price.
Aid for divorced and married
Not all black show for those who have taken steps to initiate divorce. Another real estate company will pay all the paperwork to dissolve the marriage of his client if they purchase one of their homes at a price of 68,000 euros. Although not everything has to be negative, because this same company also offers to handle the wedding preparations if your customers are going to marry.
Following today’s decision unanimously in the Senate, referring to the removal of soil clause included in mortgage contracts, Ausbanc wants to show publicly welcomed this initiative and that the clause, which prevents mortgage although lower than the Euribor do so, constitutes an abuse by the banks, which harms the economic interests of consumers. As published in various media, the Senate has already approved the deletion of the clause in mortgage land. This clause, which apparently existed since time immemorial, it has become fashionable since our dear Euribor has decided to take a vacation and lose miserably. Of course, this comes to them fatal banks, so they’ve had to resort to this clause that imposes a minimum at which the transactions are tied, no matter which reaches values.
I do not know what you think, anyway Congress has to approve it, but if it goes ahead it seems that banks will have to seek other tricks to gain right?
This type of clause provides that in the writings of some mortgages there is a paragraph which stated that although the Euribor lower and lower, the minimum rate to be applied shall be 2%, 3% or even 4.5%.
The block Senate urges the Government to remove the soil clause mortgage:
- The Upper House plenary session this morning approved a motion by the parliamentary group in which the Government claims the implementation of measures to prevent the abuse of some banks in the review of mortgage loans. The ground clause, which prevents down mortgages, has focused criticism from consumer associations in recent months.
- The initiative passed the Senate enforces amended text of the General Law for Protection of Consumers and Users (Royal Decree 1 / 2007 of 16 November), which provides for exclusion of unfair terms.
- It also calls for improving consumer protection in financial services proceeding to ask the Bank of Spain the development and referral within three months of a report on the existence of clauses in mortgage contracts that limit the rights of users , identified the lack of reciprocity and proportionality.
Institutions know that never reach the ceiling of 10% set their mortgage contracts, along fixing soils of 3% and 5%:
- In addition, claims to establish the effective translation of declines Euribor quoted at 1.247% – the share of mortgages, so that people look better when the Euribor contracts fall as the current rates.
- Senator the DB by Segovia, Francisco Javier Vazquez, was pleased to be able to reach an agreement that will benefit two of every three citizens who have mortgages, if the Government complies with the constitutional obligation to implement the mandates Parliament.
- During his speech, echoed consumer groups and users for months denouncing the existence of mortgage terms that prevent users benefit from as low as Euribor today, because many of the contracts signed in ceilings years contain 14% or 15%, that financial institutions know that will never be met, while the soils were between 3% and 5%.
A non-advertised
- The popular senator criticized that such clauses did not contain advertising of loan contracts and in many cases were not warned consumers, being able to have incurred a lack of transparency in the inclusion of clauses on the type of imitative interest “.
- Thus, the popular parliamentarian denounced the practice of some financial institutions, with at least dubious interpretations of legislation to protect consumers and users, prevent impact contract Euribor downs of mortgage loans.
- “These practices may be considered unfair within the banking sector, since its purpose is to prevent mortgage fees are reviewed in their entirety Euribor declines,” he said.
- Vazquez warned that such practices may violate the General Law for the Protection of consumers and users that establishes the exclusion of unfair contract terms.