Here then are top tips when looking or buying abroad:

1) Always do your research first. This is probably the golden rule when buying abroad. There is so much to learn, from choosing the right area to understanding what your budget can buy you. It’s always a good idea to know what type of property you’d like, and what it is most likely to cost. So many people mis-judge the cost of a property and quite often feel let down when they realise that the price of a townhouse can sometimes be considerably dearer than an apartment.

2) Holiday, Investment or Permanent Living? Another area that can confuse people. Many people have a preconceived idea that you can juggle holidays and investment, and although this can be true, you need to ask yourself if you really feel comfortable with others renting your property. Another piece of advice is to consider using your home for a few holidays before you totally commit to permanent living. Sometimes it can be hard to settle in an area if you have only been there once before. But if you’ve had a few holidays there then it makes it so much easier when you come to move permanently.

3) View & Purchase your property with a reputable company. This is where it can be easy to come unstuck. There are many reputable companies abroad and home that specialise in foreign property. And there are many fly-by-night estate agents. Check that the company you are viewing property with only sells freehold properties. If any properties are not 100% freehold, then run a mile. Also, check how long the company has been operating. Do they have any special endorsements /awards for excellence. Are they ISO registered? A ten minute check can give you a lot more confidence when buying abroad.

4) Get yourself a lawyer that specialise in the country of your choice. TDS Homes International have a team of specialised solicitors in dozens of countries. In Spain for example, we have worked alongside one reputable law firm for nearly 20 years. Remember, they work for you and not the real estate agent. So check their credentials. If you are not happy, then there are amny other good law firms available.

5) Enjoy the whole experience. It’s a fantastic experience and one that you’ll remember for the rest of your life. Just imagine how you’ll feel when you finally turn the key in the lock of your new home abroad. You’ve bought the furniture, and you’ve grabbed a phrasebook at the airport. Now you’re ready to go.

If you would like to know more about viewing properties abroad, then consider taking one of our Inspection Visits. Flights, accommodation and food are usually included and you’ll be assigned your own personal property consultant who will guide you through the whole trip.

When you’ve worked hard all your life, the last thing that you want to image is a world where you won’t have the money to escape to a better life and actually catch some rest and relaxation. Thankfully, it doesn’t have to be that way at all. You can relocate to a place like Puerto Penasco Mexico, where the cost of living is a lot cheaper and you get a lot more amenities.

Take Rocky Point Resorts, one of the hottest places in the city for luxury living. If you were to take each and every last amenity that the resorts offer and try to find them in the United States or in your home country, you will find that you’ll pay a lot more elsewhere than in Mexico.

This difference in costs of living is what attracts so many people to Mexico. If you’re looking to relocate, or just want to get away and build a vacation home that gives you the best of everything, you can’t go wrong with checking out Puerto Penasco!

Want to try?
Many times after you buy something finished repenting of it to verify that the product or service was not what we expected. On the topic of housing occurs equally. When you go to a home visit will be in it a few minutes but how will the building and its surroundings for the day? Now everyone can know because a Catalan company allows potential buyers to spend 36 hours at home to test it and decide if they choose to auction where they can acquire it.

If you can test a car, why not a house?
This is what the company argues, if anyone can test a car or a television before deciding whether to buy the product or not, why not do the same with a house?

And how are the neighbors?
The proposal by the company enable stakeholders to see if housing is well soundproofed, if the area is nice and peaceful or if the neighbors are so “dangerous” as the series “No one can live here.”

Housing lots are drawn
A home as the ultimate prize of a raffle. This is what happens in Austria, where it is perfectly legal to circumvent a home. And that is what has made Stanislau Koguj, who decided to circumvent their home because it considered too big for him. It has sold over ten thousand tickets at a price of 99 euros each. The fortunate can enjoy a home of almost 1,400 square meters and has facilities such as greenhouse, pool or Jacuzzi.

Gift, another house
The 2 × 1 has also come to the real estate world, or at least, the Hall of the Mediterranean where the real estate development companies joined together to offer potential customers an offer they say is a bargain. Buying a luxury semidetached 780,000 euros in Malaga receives a gift that is nothing more and nothing less than another one-bedroom apartment in golf Velez.

Unity is strength
A group of people always make more pressure than one. For that reason a company dedicated to Asturian bringing together all those who are looking to buy a flat to let in all form a united group and exert joint pressure on developers in order to lower their prices.

Rake
Americans are typically given to all those razors that sell items they no longer want. Rake fever has come slowly to our country. An estate called earlier this year rake in more than 500 homes with up to 50% off your final price.

Aid for divorced and married
Not all black show for those who have taken steps to initiate divorce. Another real estate company will pay all the paperwork to dissolve the marriage of his client if they purchase one of their homes at a price of 68,000 euros. Although not everything has to be negative, because this same company also offers to handle the wedding preparations if your customers are going to marry.

I do not know what you think, anyway Congress has to approve it, but if it goes ahead it seems that banks will have to seek other tricks to gain right?

This type of clause provides that in the writings of some mortgages there is a paragraph which stated that although the Euribor lower and lower, the minimum rate to be applied shall be 2%, 3% or even 4.5%.

The block Senate urges the Government to remove the soil clause mortgage:

• The Upper House plenary session this morning approved a motion by the parliamentary group in which the Government claims the implementation of measures to prevent the abuse of some banks in the review of mortgage loans. The ground clause, which prevents down mortgages, has focused criticism from consumer associations in recent months.

• The initiative passed the Senate enforces amended text of the General Law for Protection of Consumers and Users (Royal Decree 1 / 2007 of 16 November), which provides for exclusion of unfair terms.

• It also calls for improving consumer protection in financial services proceeding to ask the Bank of Spain the development and referral within three months of a report on the existence of clauses in mortgage contracts that limit the rights of users , identified the lack of reciprocity and proportionality.

Institutions know that never reach the ceiling of 10% set their mortgage contracts, along fixing soils of 3% and 5%:

• In addition, claims to establish the effective translation of declines Euribor quoted at 1.247% – the share of mortgages, so that people look better when the Euribor contracts fall as the current rates.

• Senator the DB by Segovia, Francisco Javier Vazquez, was pleased to be able to reach an agreement that will benefit two of every three citizens who have mortgages, if the Government complies with the constitutional obligation to implement the mandates Parliament.

• During his speech, echoed consumer groups and users for months denouncing the existence of mortgage terms that prevent users benefit from as low as Euribor today, because many of the contracts signed in ceilings years contain 14% or 15%, that financial institutions know that will never be met, while the soils were between 3% and 5%.

A non-advertised

• The popular senator criticized that such clauses did not contain advertising of loan contracts and in many cases were not warned consumers, being able to have incurred a lack of transparency in the inclusion of clauses on the type of imitative interest “.

• Thus, the popular parliamentarian denounced the practice of some financial institutions, with at least dubious interpretations of legislation to protect consumers and users, prevent impact contract Euribor downs of mortgage loans.

• “These practices may be considered unfair within the banking sector, since its purpose is to prevent mortgage fees are reviewed in their entirety Euribor declines,” he said.

• Vazquez warned that such practices may violate the General Law for the Protection of consumers and users that establishes the exclusion of unfair contract terms.